Back to Staynex 2049Staynex 2049 · Cards
An independent guide · curated by Staynex

Crypto cards, compared.

Every card you can actually get — side by side by cashback, fees, FX, custody and the hoops to join. Pick where you live, tell us what matters, and see the cards that fit. Featured partner slots sit at the top; everything below is editorial, never sold.

44
Cards reviewed
Independent
Editorial picks, not paid
0–10
Scored by fees, brand, support
Weekly
Re-checked & updated
Region:
Priority:44 cards

Featured cards

Editor's top picks

Gate Card

8.9 · Global
Debit
Cashback
1%
FX fee
0.4%
Crypto→fiat
0.9%
Apple Pay
Yes

Direct spend from your Gate balance — no top-ups

Full review Sign up

KAST Card

8.8 · Global
Debit
Cashback
1.5%
FX fee
1.75%
Crypto→fiat
0%
Apple Pay
Yes

1:1 stablecoin → USD, no load fees

Full review Sign up

Ether.fi Card

8.7 · Global
Debit
Cashback
3%
FX fee
0%
Crypto→fiat
0% + gas
Apple Pay
Yes

Popular in LATAM, supports PIX

Full review Sign up

Plasma One Card

8.6 · Global
Prepaid
Cashback
2%
FX fee
1%
Crypto→fiat
0%
Apple Pay
Yes

2%–4% cashback

Full review Sign up

Full comparison

all 44 cards, sorted by score

Gate Card

Debit
Global·Visa·USD
8.9
Cashback
1%
FX fee
0.4%
Crypto→fiat
0.9%
Monthly fee
$0
ATM / day
Supported (physical card)
Apple Pay
Yes
Custody
Custodial
Pros
  • Direct spend from your Gate balance — no top-ups
  • Up to 8% cashback, redeemable in USDT or GT
  • 0.4% FX fee, 0.9% conversion — low for an exchange card
  • $500,000 daily spend, 200+ countries
Cons
  • Base tier caps cashback at just $5/mo
  • Top 8% tier needs $15k/mo spend or VIP 13+
  • Cashback is points, redeemed manually
Staking / tiers: Tiers unlock by Gate VIP level OR monthly card spend (T0→T5)
Sign up

KAST Card

Debit
Global·Visa·USD
8.8
Cashback
1.5%
FX fee
1.75%
Crypto→fiat
0%
Monthly fee
$0
ATM / day
$750 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • 1:1 stablecoin → USD, no load fees
  • Apple Pay
  • 170+ countries
  • Up to 5% cashback
Cons
  • Physical card costs $40
  • High ATM withdrawal fees
Sign-up bonus: 20% off yearly subscription · code STAYNEX
Sign up

Ether.fi Card

Debit
Global·Visa·USD
8.7
Cashback
3%
FX fee
0%
Crypto→fiat
0% + gas
Monthly fee
$0
ATM / day
$750 / day
Apple Pay
Yes
Custody
Non-custodial
Pros
  • Popular in LATAM, supports PIX
  • Travel perks & hotel discounts
  • 0% FX fee
  • Non-custodial
Cons
  • Physical card costs $40
  • $750 daily ATM cap
Sign-up bonus: Up to 15% cashback on dining, groceries & rides · code STAYNEX
Sign up

Plasma One Card

Prepaid
Global·Visa·USD
8.6
Cashback
2%
FX fee
1%
Crypto→fiat
0%
Monthly fee
$0
ATM / day
N/A (virtual only)
Apple Pay
Yes
Custody
Non-custodial
Pros
  • 2%–4% cashback
  • 0% crypto→USD, 0–1% FX
  • Free virtual card, instant issuance
  • Apple Pay
  • Unlimited daily spend
Cons
  • No physical card / ATM yet
  • 4% cashback only with XPL staking
Staking / tiers: 4% cashback needs XPL staking
Sign-up bonus: Early access to private beta · code STAYNEX
Sign up

Tria Card

Debit
Global·Visa·USD
8.3
Cashback
1.5%
FX fee
0%
Crypto→fiat
~0.4%
Monthly fee
$2
ATM / day
$750 / day
Apple Pay
Yes
Custody
Non-custodial
Pros
  • Up to 6% cashback
  • 220+ countries
  • 0% FX fee
  • Excellent customer service
Cons
  • $2/month fee
  • Can't unload once topped up
  • Physical card still rolling out
Sign-up bonus: Up to 6% cashback on spending · code STAYNEX
Sign up

Kolo Card

Debit
Global·Visa·USD
8.3
Cashback
5%
FX fee
1%
Crypto→fiat
~0.32%
Monthly fee
$0
ATM / day
N/A (virtual only)
Apple Pay
Yes
Custody
Custodial
Pros
  • 5% entry-level cashback
  • Almost no fees (spread only)
  • Auto-converts on every purchase
  • Apple Pay
Cons
  • No physical card yet
  • Cashback capped at $100/mo at entry
Sign up

Revolut Card [EU]

Debit
EU · UK·Visa·€ EUR / £ GBP
8.2
Cashback
None
FX fee
1%
Crypto→fiat
~2.99%
Monthly fee
€0
ATM / day
€3,000 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Unlimited daily spend
  • Generous ATM limit (€3,000)
  • True IBAN bank account
  • Disposable virtual card for safety
Cons
  • No cashback on free tier
  • High crypto→EUR cost (~2.99%)
Staking / tiers: Cashback only on Metal (€13.99) & Ultra (€50) plans
Sign up

OKX Card

Debit
EU·Mastercard·EUR
8.2
Cashback
2%
FX fee
0%
Crypto→fiat
~0.1%
Monthly fee
€0
ATM / day
N/A (virtual only)
Apple Pay
Yes
Custody
Custodial
Pros
  • Major exchange, 0% FX & transaction fees
  • Subsidized network fees
  • Apple Pay
  • Germany IBAN in your name
Cons
  • EU residents only
  • Virtual card only
  • Top cashback reserved for VIPs
Staking / tiers: Higher cashback for VIPs ($100k+ assets)
Sign-up bonus: €30 bonus · code STAYNEX
Sign up

Bybit Card

Debit
EU · UK·Mastercard·EUR / GBP
8.1
Cashback
2%
FX fee
0.5%
Crypto→fiat
~1.15%
Monthly fee
€0
ATM / day
€2,000 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Strong exchange
  • Low FX fees
  • Card balance earns yield
Cons
  • Top cashback for multi-million $ accounts
  • Poor customer service
Staking / tiers: Higher tiers need $50k–$2M+ assets
Sign-up bonus: €9 bonus · code STAYNEX
Sign up

Tangem Card

Prepaid
Global·Visa·USD
8.1
Cashback
—
FX fee
1%
Crypto→fiat
0% + gas
Monthly fee
$0
ATM / day
N/A (virtual only)
Apple Pay
Yes
Custody
Non-custodial
Pros
  • Hardware-wallet maker, all-in-one
  • 1:1 USDC → USD
  • Apple Pay
  • Top-tier support
Cons
  • No physical card
  • No cashback
  • EU not supported yet
Sign up

Metamask Card

Debit
EU · UK·Mastercard·EUR
8.0
Cashback
—
FX fee
0%
Crypto→fiat
0% + gas
Monthly fee
€0
ATM / day
N/A (virtual only)
Apple Pay
Yes
Custody
Non-custodial
Pros
  • 0% crypto→EUR for stablecoins
  • Auto-converts from your wallet on every purchase
  • Well-known company
  • 0% FX
Cons
  • Virtual-only
  • No cashback
  • Supports only Linea network
Sign up

Nexo Card

Credit
EU·Mastercard·EUR
7.9
Cashback
0.5%
FX fee
2%
Crypto→fiat
~0.75%
Monthly fee
€0
ATM / day
€2,000 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Up to €20k free FX/yr by tier
  • Up to €10k/mo ATM
  • Crypto as collateral — you don't sell it
Cons
  • Credit-card interest if unpaid in a month
Staking / tiers: Higher cashback by NEXO token loyalty tier
Sign-up bonus: €25 bonus · code STAYNEX
Sign up

Gnosis Card

Debit
EU·Visa·EUR
7.9
Cashback
2%
FX fee
0%
Crypto→fiat
0% + gas
Monthly fee
€0
ATM / day
€500 / day
Apple Pay
No
Custody
Non-custodial
Pros
  • No crypto→fiat fee
  • 0% FX fee
  • Self-custodial — connect your wallet
Cons
  • No Apple Pay
  • Supports only 2 coins
  • Physical only (€30)
Staking / tiers: Cashback rises with GNO holdings (1%–4%)
Sign-up bonus: 100% off card order price · code STAYNEX
Sign up

RedotPay Card

Debit
Global·Visa·USD
7.8
Cashback
None
FX fee
1.2%
Crypto→fiat
~1.5%
Monthly fee
$0
ATM / day
$3,750 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Huge daily spend limit
  • Bank withdrawals in multiple currencies
  • Many under-served countries
Cons
  • No real cashback at entry tier
  • Poor customer service
Sign-up bonus: $5 bonus · code STAYNEX
Sign up

Ledger CL Card [EU]

Prepaid
EU · UK·Mastercard·EUR
7.7
Cashback
2%
FX fee
1.5%
Crypto→fiat
~2.25%
Monthly fee
€0
ATM / day
€2,000 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • 2% cashback (€4,500/mo cap)
  • Generous daily spend
  • Auto-converts, no top-ups
  • Great customer service
Cons
  • Supports only 8 coins
  • No free ATM withdrawals
  • Physical only
Sign up

Xapo Card

Debit
Global·Visa·USD
7.7
Cashback
1%
FX fee
0%
Crypto→fiat
~0.1%
Monthly fee
$85
ATM / day
$2,000 / day
Apple Pay
No
Custody
Custodial
Pros
  • USD bank account in your name
  • 0% FX, ultra-low fees
  • 1% cashback, no monthly cap
  • VIP concierge support
Cons
  • $1,000/yr membership (~$85/mo)
  • No Apple Pay
Sign-up bonus: $500 bonus · code STAYNEX
Sign up

Holyheld Card

Debit
EU·Visa·EUR
7.6
Cashback
0.5%
FX fee
2.5% + €1
Crypto→fiat
~0.5%
Monthly fee
€0
ATM / day
€1,000 / day
Apple Pay
Yes
Custody
Non-custodial
Pros
  • Non-custodial — you own your assets
  • Cheap crypto→EUR (~0.5%)
  • EUR IBAN in your name
  • Apple Pay
Cons
  • High FX fee — best used inside Europe
  • EU only
  • Less-known company
Sign-up bonus: €13 bonus · code STAYNEX
Sign up

Phantom Card

Debit
US·Visa·USD
7.4
Cashback
—
FX fee
0%
Crypto→fiat
~0.95% + gas
Monthly fee
$0
ATM / day
N/A (virtual only)
Apple Pay
Yes
Custody
Non-custodial
Pros
  • Low crypto→stablecoin fees
  • All Solana tokens supported
  • Popular non-custodial wallet
  • 0% FX
Cons
  • No cashback
  • No physical card
  • USA-only for now
Sign up

Coinbase Card [USA]

Debit
US·Visa·USD
7.3
Cashback
1%
FX fee
2.49%
Crypto→fiat
~4%
Monthly fee
$0
ATM / day
$1,000 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Major exchange, high authority
  • Popular card
  • 235 supported coins
Cons
  • No 3D Secure
  • High crypto→fiat cost (~4%)
Sign up

Binance Card [EU]

Debit
EU·Mastercard·EUR
7.2
Cashback
0.5%
FX fee
0.5%
Crypto→fiat
~0.9%
Monthly fee
€0
ATM / day
€1,000 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Biggest exchange, deep liquidity
  • Low 0.5% FX fee
  • Cashback paid in BNB
Cons
  • Top cashback needs BNB staking
  • Restricted in some EU countries
Staking / tiers: Higher tiers need BNB staking
Sign-up bonus: €10 bonus · code STAYNEX
Sign up

Uniswap Card

Debit
US·Visa·USD
7.1
Cashback
—
FX fee
0%
Crypto→fiat
~0.9% + gas
Monthly fee
$0
ATM / day
N/A (virtual only)
Apple Pay
Yes
Custody
Non-custodial
Pros
  • Non-custodial — spend straight from your wallet
  • 0% FX fee
  • All ERC-20 tokens supported
Cons
  • No cashback
  • Virtual-only
  • USA-only for now
Sign up

Kraken Card

Debit
EU · UK·Mastercard·EUR
7.0
Cashback
1%
FX fee
0.5%
Crypto→fiat
~1.0%
Monthly fee
€0
ATM / day
€1,000 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Big established exchange
  • Low 0.5% FX fee
  • Cashback paid in crypto
Cons
  • EU/UK only
  • Top cashback needs high trading volume
  • Card rollout still limited
Staking / tiers: Higher cashback with pro volume
Sign-up bonus: €20 bonus · code STAYNEX
Sign up

Gemini Card

Credit
US·Mastercard·USD
6.9
Cashback
3%
FX fee
0%
Crypto→fiat
~1.74%
Monthly fee
$0
ATM / day
$1,000 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • 3% dining, 2% groceries, 1% rest — paid in crypto instantly
  • 0% FX, no monthly fee
  • Crypto used as collateral — no selling needed
Cons
  • High interest (17.99–29.99%) if unpaid
  • No 3D Secure
  • Lesser-known brand
Sign-up bonus: $15 bonus · code STAYNEX
Sign up

Coinbase Card [EU/UK]

Debit
EU · UK·Visa·EUR
6.8
Cashback
1%
FX fee
2.49%
Crypto→fiat
~3.5%
Monthly fee
€0
ATM / day
€1,000 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Major regulated exchange
  • 235+ supported coins
  • Cashback paid in any owned crypto
Cons
  • High crypto→fiat cost (~3.5%)
  • No 3D Secure
Sign up

Slope Card

Debit
US · APAC·Mastercard·USD
6.7
Cashback
1%
FX fee
1%
Crypto→fiat
~1.0%
Monthly fee
$0
ATM / day
N/A (virtual only)
Apple Pay
Yes
Custody
Non-custodial
Pros
  • Spends straight from your Solana wallet
  • Apple Pay
  • 2% cashback on USDC spend
Cons
  • Virtual-only
  • Solana network only
Sign up

Rainbow Card

Debit
US·Visa·USD
6.6
Cashback
—
FX fee
0%
Crypto→fiat
~1.2% + gas
Monthly fee
$0
ATM / day
N/A (virtual only)
Apple Pay
Yes
Custody
Non-custodial
Pros
  • Popular ETH wallet
  • 0% FX fee
  • All ERC-20 tokens supported
Cons
  • No cashback
  • Virtual-only
  • USA-only
Sign up

WhiteBIT Card [EU]

Prepaid
EU·Visa·EUR
6.5
Cashback
—
FX fee
0%
Crypto→fiat
~0.28%
Monthly fee
€2.30
ATM / day
N/A (virtual only)
Apple Pay
Yes
Custody
Custodial
Pros
  • Fantastic crypto→EUR rate (~0.28%)
  • 0% FX fee
  • 271 supported coins
  • Well-known exchange
Cons
  • €2.30 monthly fee
  • Virtual-only, no ATM
  • Poor customer service
  • No cashback
Sign up

Bitpanda Card

Debit
EU·Visa·EUR
6.4
Cashback
None
FX fee
2.5%
Crypto→fiat
~2.99%
Monthly fee
€0
ATM / day
€350 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Instant crypto→EUR at purchase, no preload
  • Great customer service
  • Up to 2% cashback in BTC
Cons
  • 0% cashback at entry tier
  • High crypto→EUR cost (~2.99%)
  • Physical only
Staking / tiers: Up to 2% cashback & lower FX with BEST token holdings
Sign up

Monolith Card [EU]

Debit
UK · EU·Visa·GBP
6.3
Cashback
0.5%
FX fee
2%
Crypto→fiat
~1.0%
Monthly fee
£0
ATM / day
£500 / day
Apple Pay
Yes
Custody
Non-custodial
Pros
  • Non-custodial — you own your keys
  • GBP & EUR IBAN
  • Token swaps in-app
Cons
  • Small cashback
  • EU/UK only
  • Less-known brand
Sign up

Shakepay Card

Prepaid
CA·Visa·CAD
6.2
Cashback
1%
FX fee
3%
Crypto→fiat
~0.75%
Monthly fee
$0
ATM / day
1,000 CAD / day
Apple Pay
Yes
Custody
Custodial
Pros
  • 1% cashback paid in Bitcoin
  • Apple Pay
  • Low crypto→CAD cost (~0.75%)
Cons
  • Only BTC & ETH supported
  • High FX fee (3%)
  • Virtual-only
Sign-up bonus: 20 CAD bonus · code STAYNEX
Sign up

YouHodler Card

Debit
EU·Visa·EUR
6.0
Cashback
1%
FX fee
1%
Crypto→fiat
~1.5%
Monthly fee
€0
ATM / day
€500 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Crypto as collateral — no selling
  • Up to 4% cashback with YHDL
  • Multi-chain support
Cons
  • Top cashback needs YHDL lockup
  • EU only
Staking / tiers: Higher cashback with YHDL staking
Sign-up bonus: €12 bonus · code STAYNEX
Sign up

Ramp Card

Prepaid
Global·Visa·USD
5.9
Cashback
0.5%
FX fee
1%
Crypto→fiat
~1.2%
Monthly fee
$0
ATM / day
N/A (virtual only)
Apple Pay
Yes
Custody
Custodial
Pros
  • Easy crypto on/off ramp
  • Apple Pay
  • Global coverage
Cons
  • Virtual-only
  • Small cashback
  • Less-known brand
Sign up

Crypto.com Card [EU/APAC]

Prepaid
EU · APAC·Visa·EUR
5.8
Cashback
1%
FX fee
3%
Crypto→fiat
~0.85%
Monthly fee
€0
ATM / day
€500 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Spotify/Netflix/Prime perks on higher tiers
  • Strong global brand
  • Free ATM on premium tiers
Cons
  • Top rewards need heavy CRO staking
  • High FX fee (3%)
  • Poor customer service
Staking / tiers: Higher tiers require CRO staking (€400–€400k)
Sign-up bonus: €25 bonus · code STAYNEX
Sign up

SafePal Card

Prepaid
Global·Visa·USD
5.8
Cashback
1%
FX fee
1.5%
Crypto→fiat
~1.2%
Monthly fee
$0
ATM / day
N/A (virtual only)
Apple Pay
Yes
Custody
Non-custodial
Pros
  • Hardware-wallet maker, non-custodial
  • Apple Pay
  • Multi-chain support
Cons
  • Virtual-only
  • Top cashback needs SFP lockup
Staking / tiers: 2% cashback needs SFP staking
Sign up

Fold Card

Prepaid
US·Visa·USD
5.7
Cashback
None
FX fee
3%
Crypto→fiat
~1.5%
Monthly fee
$0
ATM / day
$1,000 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Apple Pay
  • USA checking account in your name
  • Gamified daily spins to win sats
Cons
  • No cashback on free plan
  • BTC only, can't deposit BTC
  • High FX fee (3%)
Staking / tiers: 1.5% cashback needs $10/mo Spin+ plan
Sign-up bonus: $13 bonus · code STAYNEX
Sign up

Uphold Card

Debit
Global·Visa·USD
5.7
Cashback
1%
FX fee
0%
Crypto→fiat
~1.25%
Monthly fee
$0
ATM / day
$1,000 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • 0% FX fee
  • Multi-asset platform
  • Cashback paid in crypto
Cons
  • Virtual-only
  • USA-focused
  • Less-known card brand
Staking / tiers: Higher cashback on Uphold volume
Sign up

Crypto.com Card [USA]

Prepaid
US·Visa·USD
5.6
Cashback
1%
FX fee
3%
Crypto→fiat
~0.75%
Monthly fee
$0
ATM / day
$500 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Spotify/Netflix/Prime perks on higher tiers
  • Free ATM $200–$1,000/mo
  • Strong brand
Cons
  • Top rewards need heavy CRO staking
  • Poor customer service
Staking / tiers: Higher tiers require CRO staking ($400–$400k)
Sign-up bonus: $25 bonus · code STAYNEX
Sign up

Monavate Card

Debit
EU·Visa·EUR
5.6
Cashback
0.5%
FX fee
0%
Crypto→fiat
~1.0%
Monthly fee
€2
ATM / day
€500 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • 0% FX fee
  • Apple Pay
  • EUR IBAN
Cons
  • €2 monthly fee
  • Virtual-only
  • EU only
Sign up

ZoidPay Card [EU]

Credit
EU·Mastercard·EUR
5.5
Cashback
0.5%
FX fee
1.5%
Crypto→fiat
~2.0%
Monthly fee
€0
ATM / day
€500 / day
Apple Pay
No
Custody
Custodial
Pros
  • Credit line against your crypto
  • No selling needed
  • Liquidity without losing exposure
Cons
  • No Apple Pay
  • High crypto→EUR cost
  • Less-known brand
Sign up

Pyypl Card

Prepaid
Global·Visa·USD
5.4
Cashback
0.5%
FX fee
2%
Crypto→fiat
~2.5%
Monthly fee
$0
ATM / day
$1,000 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Works in many under-served countries
  • Instant virtual card
  • No monthly fee
Cons
  • High FX fee
  • No real cashback
  • Less-known brand
Sign up

Trusta Card

Prepaid
Global·Mastercard·USD
5.3
Cashback
0.5%
FX fee
1.5%
Crypto→fiat
~2.0%
Monthly fee
$0
ATM / day
$500 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Global availability
  • Instant virtual card
  • No monthly fee
Cons
  • High FX fee
  • No real cashback
  • Less-known brand
Sign up

Bit2Me Card

Debit
EU·Visa·EUR
5.2
Cashback
0.25%
FX fee
2%
Crypto→fiat
~1.2%
Monthly fee
€0
ATM / day
€300 / day
Apple Pay
Yes
Custody
Custodial
Pros
  • Well-established exchange
  • Up to 9% cashback (B2M tier)
Cons
  • Tiny 0.25% entry cashback (€7.50 cap)
  • Small €2,500 daily spend
  • Extremely poor customer service
Staking / tiers: Cashback rises with B2M loyalty tier
Sign-up bonus: €15 bonus · code STAYNEX
Sign up

Wirex Card [EU]

Debit
EU · UK · APAC·Mastercard·EUR
5.1
Cashback
1%
FX fee
0%
Crypto→fiat
~2%
Monthly fee
€0
ATM / day
€500 / day
Apple Pay
No
Custody
Custodial
Pros
  • Up to 8% cryptoback
  • 0% FX fee
  • 159 supported coins
Cons
  • No Apple Pay
  • Poor customer service
  • Top cashback needs paid plan / WXT lockup
Staking / tiers: Higher % needs WXT lockup or paid plan
Sign-up bonus: $10 bonus · code STAYNEX
Sign up

Gilded Card

Debit
US·Mastercard·USD
5.0
Cashback
—
FX fee
1%
Crypto→fiat
~1.5%
Monthly fee
$0
ATM / day
$500 / day
Apple Pay
No
Custody
Custodial
Pros
  • Business-focused crypto spend
  • Invoice & bill pay in crypto
  • Accounting integrations
Cons
  • No consumer cashback
  • No Apple Pay
  • USA-only
Sign up

Staynex 2049 is an independent guide. Card terms change often and vary by country — always confirm details on the issuer's site before applying. Specs sourced from public crypto-card reviews (Aug 2026); this is not financial advice. Featured cards are editorial picks based on score, not paid placements. Some sign-up links are affiliate links that may earn Staynex a commission at no cost to you.

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